More money is left behind than lost during market declines. When an investor reacts emotionally to declines, they often pull money out of the market, derailing their investment strategy and leaving them much less exposed to equity markets. Often, these moves are made very near the bottom of the market and the investor leaves behind a substantial portion of return. Read more
Advice in Common Language
FORBES TOP-RANKED TEAM
People deserve to understand what’s happening with their money.
Have you ever sat across from a financial advisor and only understood every third word they were saying? And yet they were talking about your money, your life, and your future.
At Keystone Financial Services, we believe clients should understand everything that is happening with their money; that advisors should be just as good about explaining investments as they are at making them.
First, we’re going to get to know you and discuss what’s most important to you. We’re going to figure out your goals and the outcomes you’d like to achieve with this money. We’ll do this by establishing your Family Index Number, which is the rate of return needed on your investments in order to pursue those outcomes. After we determine your Family Index Number, we allocate your money to our various investment strategies designed to help you pursue those goals.
We work with a wide variety of clients – everyone from high net worth investors to those who are just starting out. While each family gets a personalized allocation strategy, we’ve helped thousands of families navigate their complex financial needs and guided them through life’s major decisions.
As your trusted advisor, we’re focused on adding convenience and simplicity to your lives. We will make sure you’re educated on your investments and how we manage your money – as much or as little information as you’d like.
Whether you’re investing hundreds or millions, at Keystone Financial Services we’re about much more than results – we’re about helping you understand where those results have come from and why the strategy works. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.
Discover the right investment strategy for you.
Tell us a little more about your investment objectives and level of comfort with risk.
By what percentage do you expect your portfolio to grow
annually over the long-term (10+ years)?
Connect with an Advisor.
Please provide your name and email and we will have an advisor contact you.
Our financial planning services are built on trust, transparency and accountability.
Our experienced team of professionals will develop a personalized plan that gives you the power – and a path – to realize your dreams. Explore services
Fee Based Personal Financial Planning
Financial planning is at the core of the services we provide to individuals and families seeking to build, preserve and manage wealth over time. Learn More
Whether you are still working or have already retired, a sound strategy is critical to your overall financial plan. Learn more
Long-term care insurance can help families manage the financial impact of home health care, assisted living or nursing home expenses. Learn more
Preserving wealth from one generation to the next can be complex and time-consuming. Guidance from a competent, experienced advisor will help ensure your financial success is shared with your family, friends and any charitable organizations you designate. Learn more
You require attentive and effective asset management to optimize your investment strategy. We construct each investment portfolio after an analysis of your risk tolerance, investment objectives and retirement time frame. Learn more
Protecting yourself, your loved ones, your home or your business against unexpected events is a fundamental aspect of financial planning. Learn more
Whether you are paying higher education costs now or saving for the future, it is important to ensure that your education strategy is compatible with pursuing your retirement goals. Learn more
Legacy Planning &
Planning your legacy involves far more than financial considerations. Legacy planning often includes many non-monetary considerations that need to be documented or communicated to loved ones. Learn more
Personalized Wealth Management
Keystone Financial Services’ mission is to bridge the gap between knowing and doing in the financial lives of our clients. We are a top wealth management firm in Loveland, CO serving affluent families, business owners, executives and institutions. Our team provides a high level of service for our local and national clients in financial planning and investment management. Contact us today and let Keystone Financial Services help you on your True Wealth journey.
Disciplined investment strategies are the foundation of our investment management process. Our time-tested strategies are designed to meet a variety of investment goals and objectives.
Based in Loveland, Colorado, Keystone Financial Services provides service for our local and national clients in financial planning and investment management. Contact us today to speak with a wealth advisor nearest you.
Our team, as a collective, works for one sole purpose: to ensure you receive 5-star service and an exceptional experience. We don’t simply work here at Keystone Financial Services, we’ve built a family. And, we consider any client we serve an extension of that family.
BlogTop 5 Biases that Impact Investment Decisions
By: Josh Nelson
As financial advisors, we use facts and logic to guide our clients through investment decisions, rather than emotion. Even the most perceptive investors, armed with years of market experience, can fall prey to mental biases that lead to poor investment decisions. While it’s impossible to completely eliminate mental biases, we help our clients identify and minimize common investment biases that can lead to costly investment mistakes. Read more
Monthly NewsletterJuly Monthly Newsletter: Five Financial Factors to ...
Every spring it’s the same: the snow melts, the birds begin building their nests, the neighborhood children resume their outdoor play and the housing market blooms. Yes, among the budding trees and perennial sprouts you’ll notice “For Sale” signs popping up all over town. Read more